How we Work

SmartVestor Pro

Our priority is helping you take care of your present and future self. As one of your local SmartVestor Pros, we help you take the first stride towards determining where you are, and where you would like to be. Our goal is to understand what is most important to YOU - we are here to teach and provide you with the options that best align with your priorities. Reach out to our team today, so we can take the next step of this journey together.

SmartVestor is an advertising and referral service for investment professionals operated by The Lampo Group, LLC, d/b/a Ramsey Solutions. SmartVestor provides referrals to financial professionals of LPL Financial, LLC (LPL). SmartVestor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay SmartVestor cash compensation for these referrals, which creates the incentive for SmartVestor to make these referrals, resulting in a conflict of interest. Please visit [SmartVestor investing professionals | RamseySolutions.com] to learn more.

The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of MC Financial Partners or LPL Financial.

Find Your Step

Baby Steps Simulator (Embed)

Inputs

Monthly take-home income ($)

Monthly essential expenses ($)

Starting emergency fund ($)

Emergency fund months (Step 3 target)

3 months

Debts (non-mortgage)

Debt	Balance	APR %	Min $/mo

Snowball uses smallest balance first.

Mortgage (Step 6)

Balance ($)

Rate (% APR)

Current Payment ($/mo)

Retirement (Step 4)

Invest 15% after Step 3?

Current Age

Expected return (%/yr)

Assumes surplus = income − expenses. Retirement begins after Step 3 if enabled.

Results

Monthly surplus

$0

Debt snowball months

—

Mortgage months (with extra)

—

What step are you on?

Name

Email

Address

Phone

Question

Thank you!

Oops!